Insurance Cover

Our insurance packages will provide all the necessary requirements of cover for both students and instructors in most martial arts clubs big or small.

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Our prices are competitive and will suit small and large clubs alike. Often small clubs do not have the buying power to get the best prices.

Benefits are limited to people aged between 4 years and 74 years of age

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If you wish to pay for your membership or purchase “temporary” insurance cover then please go to the “Make a Payment Button” in the main menu opposite

Instructors Indemnity

All instructors should be members of the association and therefore have the personal accident public liability cover as part of that membership. This cover however does not protect against possible negligence claims so Anyone who teaches or supervises must arrange for indemnity cover as well

Please Note:

As we are not FCA (Financial Conduct Authority) approved all individual instructor policies must be obtained directly from our insurance providers by you personally. This ensure that your statement of facts is correct and it also allows you to obtain the best policy to meet your needs and price range.

Student Personal Accident Cover

Insurance is included in the student membership fee. Our personal accident policy entitles students to personal accident cover whilst training for, competing in or demonstrating martial arts. This is provided you are training with a recognised association club instructor and you club is fully paid up member of the association.

All Personal Accident Cover is limited to persons aged between 4 years and 74 years of age

Full Synopsis of Personal Accident Cover Available On Request

Public & Product Liability

This is also included in our Student Insurance package

It is an indemnity in respect of monies a student may become liable to pay following injury to a member of the public or damage to property

Claims arising from child abuse are excluded

Many hired halls request this cover

Member to Member Liability

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Our Student Insurance package also includes a member to member cover.

This is an indemnity for sums that a student may incur following death or personal injury to another student

 

Claims arising from child abuse are excluded

Taster Course Cover

This is a temporary membership and insurance cover for 8 weeks; giving the same cover as the full yearly student personal accident cover

The purpose is to allow you to offer temporary insure cover to new students during an introductory period, taster or self-defence course for example

Important Notice

Our insurance cover does not include or cover the use of live blades i.e. Sharp swords or knives

Blunt weapons are included provided they are used solo - No partner practice is covered. Also Kyudo (archery) is not covered

Tips and Advice

Description of Activities

Our insurer covers only those activities which you declared on your original Proposal Form. You must advise us of all activities in which you participate or any additional ones you wish to include to ensure that adequate cover is effective.

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Health and Safety

It is important that all adequate and appropriate safety measures have been put into place to ensure accidents are avoided. This includes risk assessments and accident reports.

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Membership Records

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In the event of a claim you may be called upon to confirm membership. We will keep a record of all members past and present on your behalf as this will be necessary in the event of a claim.

Insurers reserve the right to examine membership records. So you must ensure that all accidents are recorded for reference in the event of a claim.

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